Dividend Calendar: Ex-Dividend Dates, Record Dates and Pay Dates Explained
Every dividend comes with a set of dates that decide who gets paid and when. Here is what each one means, how to read a dividend calendar, and which stocks and ETFs go ex-dividend next.
The Four Dividend Dates
When a company's board approves a dividend, it announces the amount per share together with three dates. Together with the announcement itself, these are the four dates every dividend investor should know.
- Declaration date. The day the dividend is announced. From this point the amount is confirmed rather than estimated.
- Ex-dividend date. The first trading day on which the shares trade without the right to the upcoming dividend. To get paid you must own the shares before this date.
- Record date. The day the company checks its register of shareholders to decide who receives the payment.
- Pay date. The day the cash is paid out, which can be anywhere from a few days to several weeks after the record date.
Why the Ex-Dividend Date Matters Most
Trades take time to settle, so buying a share doesn't make you the registered owner straight away. The ex-dividend date accounts for that delay: it is set so that anyone who buys before it is on the register by the record date.
In the US, trades have settled one business day after the trade (T+1) since May 2024, so the ex-dividend date and the record date are usually the same day. In the UK, where settlement is still two days (T+2), the ex-dividend date is normally a Thursday and the record date the Friday that follows.
There is one notable exception in the US: for very large special dividends, worth 25% or more of the share price, the ex-dividend date is set after the pay date instead.
How to Use a Dividend Calendar
A dividend calendar groups upcoming dividends by ex-dividend date. Use it to:
- Time a purchase so you own the shares before the ex-dividend date of a dividend you want to collect.
- Plan your cash flow by checking the pay dates of the stocks you already own.
- Compare payouts using the amount per share and forward yield of each dividend.
The DivTracker ex-dividend calendar covers every stock and ETF going ex-dividend each day, with amounts, pay dates and yields. To see only the dividends from your own holdings, with the payout you will receive, use the dividend tracker.
Upcoming Ex-Dividend Dates
425 stocks and ETFs go ex-dividend on Nov 02, 2026. Here are the first 10.
- Mon, Nov 2 425 dividends
- Tue, Nov 3 25 dividends
- Wed, Nov 4 11 dividends
- Thu, Nov 5 38 dividends
- Fri, Nov 6 51 dividends
| Symbol / Name | Amount | Pay date | Fwd. yield |
|---|---|---|---|
ACLO TCW ETF Trust | $0.2 | Nov 04, 2026 | 240% |
AGG iShares Core U.S. Aggregate Bond ETF | $0.34 | Nov 05, 2026 | 410.86% |
AGGM AGGM | $0.38 | Nov 05, 2026 | 452.39% |
AGZ iShares Agency Bond ETF | $0.37 | Nov 05, 2026 | 439.45% |
AKZOY Akzo Nobel NV ADR | $0.16 | Nov 11, 2026 | 32.93% |
ALLY Ally Financial Inc | $0.35 | Nov 16, 2026 | 140% |
ANGL VanEck Fallen Angel High Yield Bond ETF | $0.17 | Nov 05, 2026 | 202.56% |
AON Aon PLC | $0.82 | Nov 13, 2026 | 328% |
ASRV AmeriServ Financial Inc | $0.03 | Nov 16, 2026 | 12% |
AVAL Grupo Aval | $0.02 | Nov 10, 2026 | 19.86% |
Dividend Date FAQ
Do I get the dividend if I buy a stock on the ex-dividend date?
No. To receive the dividend you need to buy the shares before the ex-dividend date, at the latest on the last trading day before it. If you buy on or after the ex-dividend date, the seller receives that dividend.
Can I sell a stock on the ex-dividend date and still get the dividend?
Yes. If you owned the shares before the ex-dividend date, you are entitled to the dividend even if you sell on the ex-dividend date or any time after it.
Why does a stock price drop on the ex-dividend date?
From the ex-dividend date, new buyers no longer receive the upcoming payment, so the shares are worth roughly the dividend amount less. Other market moves on the day often make the drop hard to see.
Get a Dividend Calendar for Your Own Portfolio
DivTracker shows the ex-dividend dates, pay dates and expected payouts for every stock and ETF you own, on the web and on iPhone. Free to start.
