Privacy Policy
This policy applies to all information collected or submitted on DivTracker’s website and our apps for iPhone and any other devices and platforms. App means DivTracker web-based app and mobile apps.
Your Consent
By using our site or apps, you consent to our privacy policy.
Information we collect
On mobile platforms new DivTracker app accounts are created anonymously without requiring email addresses or passwords. Users have the option to create accounts with email and password, and their data will be securely stored on our servers. On mobile platforms our app can be used completely without any information provided by you, other than holdings you decide to add in the app at your own discretion.
Account Creation and Deletion
Users have the option to create accounts with their email and password, providing an additional layer of security. The account allows for data storage on our secure servers. Users can delete their accounts at any time within the app, giving them control over their stored information.
Information usage
We use the information we collect to operate and improve our website, apps, and customer support.
We do not share personal information with outside parties except to the extent necessary to accomplish DivTracker's functionality. We may share anonymous, aggregate statistics with outside parties at any time for any reason.
We may disclose your information in response to subpoenas, court orders, or other legal requirements; to exercise our legal rights or defend against legal claims; to investigate, prevent, or take action regarding illegal activities, suspected fraud or abuse, violations of our policies; or to protect our rights and property.
In the future, we may sell to, buy, merge with, or partner with other businesses. In such transactions, user information may be among the transferred assets.
Analytics
DivTracker’s app collects aggregate, anonymous statistics, such as the percentage of users who use particular features, to improve the app.
Payments made on the website
We may provide paid products and/or services within Service. In that case, we use third-party services for payment processing (e.g. payment processors). We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. The payment processors we work with are:
Lemon Squeezy
Lemon Squeezy is our merchant of record. Their privacy policy can be viewed at https://www.lemonsqueezy.com/privacy
Security
We implement a variety of security measures to help keep your information secure. For instance, all communication with the app and our servers requires HTTPS.
Third-party links and content
DivTracker displays links and content from third-party content and sites. These third party providers have their own independent privacy policies, and we have no responsibility or liability for their content or activities.
Privacy Policy - Data Retrieval via Plaid or SnapTrade
In our commitment to safeguarding user privacy, our application may download necessary portfolio, holding, and transaction data from third-party providers to ensure seamless functionality. This data retrieval process is facilitated through either Plaid or SnapTrade. Users who choose to connect their accounts via these providers are subject to the respective privacy policies of Plaid and SnapTrade.
Necessary Data Retrieval
The application downloads only essential portfolio, holding, and transaction data required for its proper functioning. This data retrieval process is limited to what is necessary to provide users with a comprehensive and personalized experience within the application.
Plaid End User Privacy Policy
Users acknowledge and agree to adhere to the privacy practices outlined in Plaid's End User Privacy Policy. The complete text of Plaid's privacy policy can be accessed at Plaid End User Privacy Policy.
SnapTrade Privacy Policy
Users who opt for data retrieval via SnapTrade agree to the privacy policies stipulated in SnapTrade's Terms of Service, which also serves as their privacy policy. The comprehensive details of SnapTrade's privacy policy can be found at SnapTrade End User Terms and Conditions.
User Consent and Responsibility
Consent to Data Retrieval
Users, by connecting their accounts through Plaid or SnapTrade, provide consent to the download of necessary portfolio, holding, and transaction data as described in this privacy policy.
Review of Third-Party Privacy Policies
Users are responsible for reviewing and understanding the privacy practices outlined in Plaid's End User Privacy Policy and SnapTrade's privacy policy (integrated with their Terms of Service).
Disclaimer
We are committed to maintaining the privacy and security of user data within the bounds of our application. Users acknowledge that the privacy policies of Plaid and SnapTrade are separate from our own, and we do not assume responsibility for the handling of data by these third-party providers. By proceeding with the data retrieval process via Plaid or SnapTrade, users confirm their understanding and acceptance of the privacy practices set forth by the respective third-party providers. It is recommended that users familiarize themselves with the provided links to the third-party privacy policies for a comprehensive understanding of how their data is handled.
Information for European Union Customers
By using DivTracker and providing your information, you authorize us to collect, use, and store your information outside of the European Union.
International Transfers of Information
Information may be processed, stored, and used outside of the country in which you are located. Data privacy laws vary across jurisdictions, and different laws may be applicable to your data depending on where it is processed, stored, or used.
Contacting Us
If you have questions regarding this privacy policy, you may email support@divtracker.app. Please note that account deletion should be done within the DivTracker app, not via email requests, for security reasons.
Changes to this policy
We reserve the right to change this privacy policy as our app or website is updated. Please visit this website regularly to review the most current Privacy Policy.
22nd March, 2024